Title - QR Risk Lead - Associate Vice President/ Vice President
About Us:
Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.
About the role:
Evangelize and demonstrate value and impact of risk analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various business challenges
Expectations/ Requirements - 13 to 18 years of experience into risk field
· Strong experience and expertise in Risk management - Fraud prevention, detection and mitigation.
· Lifecycle management of customer on boarding, monitoring, portfolio management and compliance.
· Creative and dedicated individual who will fit with our collaborative culture.
· Cohesively work with a lot of people, across functions and teams every day.
· Coordinate with other departments for compatibility of all aspects of each project.
· Develop comprehensive project plans along with key stakeholders.
· Program manage initiatives that are driven centrally for Technology improvements.
· Track Program/Project performance, specifically to analyse the successful completion of short and long-term goals.
· Engage with various Business & Technology Teams within Paytm to identify common bottleneck especially on Technology front.
· Enable and encourage use of common services to increase the speed of development and execution.
· Smart thinking and clear communication. Use and continually develop leadership skills.
· Should have managed teams and must have great stakeholder management skills.
· Hands on experience in policy formulations, portfolio management, risk analytics and data backed decisioning.
· Comfortable with provisioning norms, loss models and regulatory environment.
· Balanced view focused on managing the risk reward equation. The incumbent must be willing to experiment and run test & learn programs to help expand the payment business.
· Will be responsible for end to end management of the consumer risk function, own the p&l and create the appropriate risk culture in the team.
Compensation: If you are the right fit, we believe in creating wealth for you
With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!