Prospa is driven by its people. Their diversity, skills and passion are the foundation of what we deliver to our customers - where employees are dedicated to achieving stellar results and exceeding customer expectations. Our values: obsess about customers; deliver value fast; day 1; simplicity; be bold, open and real; and one team, inform how we think and act every day. We are also recognised as an AON Hewitt Best Employer in 2017 and 2018 and a FINNIES Best Fintech Place to Work.

Prospa helps small businesses across Australia achieve their dreams, by creating an alternate funding pathway when traditional finance is not available. To date we’ve helped over 24,000 unique small business customers across Australia with over $1.4 billion in small business loans.

Prospa has established itself as a clear #1 online lender to small business in Australia and current growth trajectories see the business continuing to invest in its rapidly growing team, currently 210 strong.

Our team is dedicated to achieving outstanding results and exceeding customer expectations. Our values are: obsess about customers; deliver value fast; day 1; simplicity; be bold, open and real; and one team; and these inform how we think and act every day.

This represents a unique opportunity to join one of Australia's most exciting and fastest growing Fintech businesses with an awesome culture and plenty of further growth.

The role

The role of a risk monitoring analyst is to work with the Senior Portfolio analyst to build and implement automated risk appetite monitoring and communication solutions for the business.

They provide hands-on development of infrastructure and analysis of risk measures across enterprise risk. This role also supports the monitoring of solutions and operations pioneered by the risk team. You will be required to have a fundamental level of quantitative and/or analytical skills along with the ability to understand the requirements in the context of the business and relevant stakeholders.

You will be working with tools such as SQL, R, Tableau, Databricks, and Snowflake to extract, transform and load large data sets to produce visualisations and charts providing insights to the Head of Risk Solutions and Operations. With access to the risk management infrastructure you’ll be integral to developing groundbreaking, innovative, and market-leading solutions for portfolio risk management.

This is a 6 month contract with an option to extend

Key responsibilities include

• Partnering with the enterprise risk function to implement and monitor Prospa’s risk appetite across the business.
• Update and validation of changes to delinquency metrics.
• User Acceptance Testing of implementation of risk metrics across business platforms.
• Ownership and management of RIS data solutions and infrastructure
• Crafting and migration of existing risk monitoring infrastructure to state-of-the-art platforms
• Consolidating and mapping end to end monitoring framework of Credit Risk monitoring against the risk appetite.
• Ad hoc investigations/audits/ and validations of RIS measures.
• Creation, validation, and managing existing reports across geographies and products.
• Development of effective portfolio visualisations for monitoring.
• Working side by side with credit risk quantitative analysts to ensure new score calibration, impact and recalculation post scorecard/servicing implementation.
• Ownership, management, and troubleshooting as required of all existing and future monitoring solutions.
• Engaging with teams to reconcile and validate outputs.

What you'll need to succeed

• Fundamental knowledge of data manipulation.
• Basic skill level in Python, SQL, R, or equivalent.
• Experience with tableau or any visualisation tool is preferred but not required.
• 1-2 years work experience in analytics.

Come and Join Our Team

If you can see yourself at Prospa and feel you can contribute to the ongoing success of our company, please hit ‘apply’.

We embrace diversity in our people and our thinking and provide a collaborative, inclusive, innovative and respectful environment. We celebrate who you are, recognise & reward great achievements, and actively provide our people the same phenomenal experience we provide our customers.

We are committed to being an equal opportunities employer and we never discriminate on the basis of race, religion, gender identity or expression, sexual orientation, age, marital or disability status.

With the greatest respect CVs will not be accepted from recruitment agencies at this time