Senior Credit Analyst

The Trade Desk is changing the way global brands and their agencies advertise to audiences around the world. How? With a media-buying platform that helps brands deliver a more insightful and relevant ad experience for consumers — and sets a new standard for global reach, accuracy, and transparency.

 

So, if you’re talented, driven, creative, and hungry to bring something entirely new and wildly ambitious into the world (and have some fun doing it), then let’s talk!

 

WHO YOU ARE:

• Bachelor's degree in accounting, finance, or equivalent.
• At least 5+ years’ experience in APAC Credit experience in managing business-to-business customers.
• Ability to identify and assess risks of the company and industry, read and analyze financial statements and ratio analysis.
• Skilled in evaluating credit reports, identifying potential risks, and making informed recommendations for credit limits or terms.
• Deep understanding of complex financial structures, industry trends, and the ability to make high-level recommendations to support key business decisions.
• Accounts Receivable and cash application knowledge/experience a plus
• Experience with ERP systems and collection software, such as Oracle, GetPaid and Salesforce an advantage.
• Experience with finance project participation is a plus.
• Knowledge of Excel (V-Lookups, pivot tables) required. 
• Fluency in written and verbal communication in English is required.
• Strong organizational skills and detail-oriented self-starter with the ability to work independently and see tasks/projects through to completion, with the ability to adapt work schedule to meet deadlines.
• Ability to balance multiple priorities and drive results whilst producing high-quality deliverables, thorough financial analysis and offering different solutions.
• Effective communication of credit decisions to internal stakeholders and clients.
• Pivotal in shaping credit policies and risk management strategies within the organization.
• Acute understanding of organizational processes and ability to make effective judgments when adopting global standards to local practices.
• Willingness to embrace challenges and take on additional responsibilities to improve processes, reporting and procedures to support the business.
• You share our corporate values of Openness, Grit, Agility, Vision, Generosity and Full-Heartedness in everything that you do.

WHAT YOU’LL BE DOING:

We need a high-energy and hands-on individual to join the global credit and collections team as a Senior Credit Specialist. The ideal candidate will have the ability to independently manage the whole APAC credit portfolio, act as a good business partner and collaborate cross-functionally and cross-regionally with internal and external stakeholders. Other success factors for this role include experience in resolving problems in a fast-paced environment, strong analytical skills in evaluating competing priorities and interest in challenging the status quo. This is an individual contributor role  reporting to the Credit & Collections Manager, APAC.

• Daily review of existing credit to ensure clients can spend within department risk assessments.
• Analyze prospective clients using financial analysis techniques, including balance sheet, income statement and cash flow measurements as well as industry factors and trade references.
• Determine alternate methods of credit analysis or risk mitigation steps when prospective clients do not meet minimum standards for approval.
• Perform periodic credit analysis on existing clients through payment history and credit reports.
• Write-up justification to include the findings and recommendation for exceptional credit approval from finance leadership.
• Come up with different approaches to reach an agreement with stakeholders.
• Coordinate with cross-region and cross-functional teams to ensure quality and timely support for our customers.
• Understand the hard deadlines from the finance team and urgent credit review requests from the business team and be able to adapt the work schedule with flexibility and agility.
• Team representative in various ongoing projects including GetPaid credit module and participate in Service now transition project.
• Aide in developing and maintaining departmental training materials.
• Establish training sessions for cross-functional departments to create efficiencies with teams interacting with credit.
• Perform ad-hoc data analysis and reporting.

WHAT WE OFFER:

• When you join The Trade Desk, you’re joining a family with a great culture.
• Competitive compensation packages and full benefits
• Health, Life and Medical Insurance and pension plan
• Mobile Allowance
• Anniversary Programs
• Catered lunches and offsite team-building activities.
• Stock options and additional discounted stock purchase opportunities.
• Laptop Take-Home Program (Use your laptop for 2 years—get a new one and take your old one home)
• Open space work environments and celebrated open-door policy (at all levels) that can inspire out-of-the-box solutions and camaraderie among your coworkers.