Sr. Data Scientist

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almost 3 years old

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Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured, and designed for the way our customers live their lives.
A bank for all of us.

About The Data Team
Each member of the Data team plays an integral part of what we are building at Varo. We rely on advanced techniques in machine learning, cloud platforms, and big data to drive decisions across the organization. If you are interested in working with an impressive team of Data pros who collaborate and challenge each other, and want to solve interesting problems to propel the company’s growth, apply now!

What you'll be doing

  • Develop custom models and algorithms to apply to large datasets, as well as, processes for monitoring and analyzing their performance
  • Mine and analyze data from different resources, and use predictive modeling to increase and optimize customer experiences, customer acquisition, underwriting, and other business outcomes
  • Assess the effectiveness and accuracy of new data sources and data gathering techniques
  • Understand and apply proper risk framework to your analysis and modeling.
  • Work with stakeholders throughout the organization to identify opportunities for leveraging data to drive business decisions
  • Collaborate cross-functionally to implement models and monitor outcomes

    • Required skills and experiences

  • 2+ years of experience in Analytics, Data Science or Data Engineering as an individual contributor.
  • An advanced degree in a quantitative field - computer science, engineering, statistics, operations research, economics, etc.
  • Credit and Risk modeling experience in consumer finance nice to have
  • Strong problem solving skills with an emphasis on translating real-life problems into a concrete model development strategy. Blend academic rigor with a sense of pragmatism for rapidly prototyping and delivering solutions
  • Experienced in using Python for analysis and modeling.
  • Experience applying a wide range of statistical techniques to large data sets, and understanding their real-world advantages/drawbacks
  • Experience using web services (AWS, GCP), and distributed data/computing tools (Spark, Map/Reduce, Hadoop, Hive, etc.)
  • Excellent cross-functional communication skills
  • Ability to thrive in a fast-paced environment
    • About Varo
    Varo launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We’re a new kind of bank – all digital, mission-driven, FDIC-insured, and designed around the modern American consumer. 

    As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system.

    We are growing quickly in our hub locations of San Francisco, Salt Lake City, and Charlotte along with colleagues located across the country. We have been recognized among Fast Company’s Most Innovative Companies, Forbes’ Fintech 50, and earned the No. 7 spot on Inc. 5000’s list of fastest-growing companies across the country.

    Varo. A bank for all of us.

    Our Core Values
    - Customers First
    - Take Ownership
    - Respect
    - Stay Curious
    - Make it Better


    Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

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    Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo.  If you suspect you have received a phony offer, please e-mail [email protected] with the pertinent information and contact information.

    Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.